About

Helping businesses grow with confidence

Helping UK businesses access the products and support they need

Running a business means making countless decisions, from securing funding and managing cash flow to finding the right insurance, utilities, connectivity and financial products. But navigating hundreds of providers and comparing options can quickly become overwhelming.

That’s where FinCova comes in.

We help UK businesses access a carefully selected network of trusted partners across funding and essential business services, making it easier to explore solutions that fit their needs. Whether you’re looking for flexible finance to support growth, business insurance to protect what you’ve built, or operational services that help reduce costs and save time, we’re here to simplify the process.

Our team has spent over a decade helping 250,000+ businesses secure the funding they need.

Why FinCova? Our Values

Simplicity - Simple processes, clear choices

Transparency - Honest and straightforward information

Trust - Vetted partners you can rely on

Speed - Quick decisions and turnaround times

Support - Expert guidance at every step

We exist to cut through complexity

The FinCova team is made up of people who have run multiple businesses ourselves, so we understand the pressures.

We know that having the right finance and business services can make all the difference when it comes to moving your business forward.

But finding the right partner isn’t always easy. There is a huge amount of choice, which is a good thing, but it can also make the decision more difficult. Where do you start? And how do you know which option is right for your business?

That is why FinCova exists, to inform of simple, clear options to help you make confident decisions.

Our Marketplace brings together a range of business products and services, making it easier to explore the options available and find what works best for your business. So, when you use FinCova, you’re tapping into our team’s years of expertise and our trusted network of partners.

We’re here to make sure you get everything you need — all in one place.

Supporting businesses across the UK

Restaurants

Pubs and Bars

Coffee shops

Bakers

Takeaways

Garage services

Retail

Restaurants

Pubs and Bars

Coffee shops

Bakers

Takeaways

Garage services

Retail

Restaurants

Pubs and Bars

Coffee shops

Bakers

Takeaways

Garage services

Retail

Restaurants

Pubs and Bars

Coffee shops

Bakers

Takeaways

Garage services

Retail

Restaurants

Pubs and Bars

Coffee shops

Bakers

Takeaways

Garage services

Retail

Restaurants

Pubs and Bars

Coffee shops

Bakers

Takeaways

Garage services

Retail

Restaurants

Pubs and Bars

Coffee shops

Bakers

Takeaways

Garage services

Retail

Restaurants

Pubs and Bars

Coffee shops

Bakers

Takeaways

Garage services

Retail

Restaurants

Pubs and Bars

Coffee shops

Bakers

Takeaways

Garage services

Retail

Restaurants

Pubs and Bars

Coffee shops

Bakers

Takeaways

Garage services

Retail

Our origin story

Paytek has been at the heart of business finance and payment solutions for over ten years, helping more than 250,000 businesses find their footing. Along the way, we built deep relationships with the best funding partners in the market, and a clear picture of what businesses actually need.

What we also built was an understanding of the problem. Finding the right finance is time-consuming, confusing, and often overwhelming, especially when you’re already busy running a business.

FinCova is the result of that experience. A service built to take the guesswork out of business finance, with hand-picked partners we already trust, so you get to the right answer faster.

How FinCova takes your business to the next level.

Years of experience with small businesses

We understand businesses like yours

Fast, simple and hassle free process

Hand picked, trusted finance partners