Merchant Cash Advance
Flexible Funding
Funding that moves with your business
A Merchant Cash Advance (MCA), also known as revenue-based funding, provides businesses with access to funding based on their future card sales or business revenue. Unlike traditional loans, repayments are typically linked to your business performance, helping provide greater flexibility during quieter periods.
Every business is different. FinCova works with trusted funding partners to help you find a solution that fits.
Whether you need funding now or want to explore your options, our team can help. Or scroll down to explore our partners and apply directly.
MCA benefits
Fast access to funding, with decisions often made within hours
Repayments that adjust in line with your revenue
Simple applications with minimal paperwork
Funding without traditional security requirements
Trusted funding partners delivering flexible solutions
Why businesses choose revenue-based funding
Applications can often be reviewed within 24-48 hours, helping businesses access funding quickly when opportunities arise.
Repayments are linked to your business revenue or card sales, meaning payments adjust with your trading performance rather than remaining fixed each month.
Repayments are typically collected automatically as an agreed percentage of sales, helping reduce administration and making repayments easier to manage.
Funding is generally provided with an agreed cost upfront, giving businesses clarity over what they will repay.
Funding amounts are typically based on your business revenue or card sales, helping provide solutions aligned with your trading activity.
Explore funding with 365 Finance
Revenue-based funding designed for established businesses looking to access working capital.
Not sure which option is best?
Speak with the FinCova team and we'll help identify the most suitable solution for your business.